How to Deal with Insurance Adjusters After a Collision in Florida

After a car accident, you’ll probably be contacted by an insurance adjuster. They may sound friendly and helpful, but it’s important to remember one thing: the adjuster works for the insurance company — not for you.

At MTech Performance Autobody in Fort Lauderdale, we work with drivers across Broward County every day who feel pressured or shortchanged by insurance companies. This guide explains how to deal with adjusters the right way, so you can protect your vehicle and your claim.

1. Always Get Everything in Writing

If the adjuster tells you something over the phone, ask for it in writing. Whether it's a denied repair, a parts downgrade, or a claim limit, documentation keeps everyone accountable.

2. You Are Not Required to Use the Shop They Recommend

Insurance companies may push you toward a “preferred” shop, but in Florida, you have the legal right to choose your own repair facility. Their recommended shop may use cheaper parts or rush jobs to save the insurer money.

3. Demand OEM Parts and Certified Repairs

Insurance companies often authorize non-OEM, replica parts from low-cost providers. At MTech Performance, we advocate for OEM-quality repairs because they protect your vehicle’s safety, value, and performance.

4. Don’t Sign Off Too Early

Never sign a release of liability or final claim settlement until the vehicle is repaired to your satisfaction. If new damage is found or the repairs are substandard, it will be much harder to correct after signing.

5. Let a Collision Expert Speak With the Adjuster

We often communicate directly with insurance adjusters on behalf of our clients. Request a free repair estimate and let us handle the negotiation so you get the quality you deserve.

We Serve the Entire Broward County Area

Our experienced team works with all major insurers and proudly serves:

• Fort Lauderdale
• Coral Springs
• Hollywood
• Plantation
• Pompano Beach
• Davie
• Sunrise
• Miramar

Need help dealing with your insurance company?
Get an honest estimate and expert guidance from Fort Lauderdale’s trusted collision repair team.

Click here to schedule your free estimate today.

MTech Performance
5400 NW 10th Terrace
Fort Lauderdale, FL 33309
(954) 988-8324